Frequently Asked Questions

Below is a list of our most frequently asked questions. If you can't find what you're after please don't hesitate to get in touch.

Will I get a mortgage if I’ve been in debt in the past?

If the debt has now been repaid, is unlikely to happen again and was a one-off problem, you may still be able to get a mortgage.

I have a poor credit record and I have been turned down for a mortgage

Once we have seen a copy of your credit report we will be able to tell you if we can obtain a mortgage for you. We have managed to help many of our client’s who have a poor credit report with CCJ’s and defaults secure a mortgage. See our client’s testimonials.

How much can I borrow?

Our High Street lenders use different methods of calculating how much you can borrow. Some use enhanced income multiples depending on your credit score. Your loan amount may increase if you take a certain mortgage rate.

What is a mortgage?

A mortgage is a loan secured against your property.